UBL Insurers Limited provides its Corporate Clients with the standard fire policy which may be extended to cover the allied perils. Whether the insured can be a simple shop owner or a factory owner, we offer these covers to all. The standard fire policy covers fire, lightning and explosion. With the introduction of allied perils like:

  • Earthquake (Fire & Shock)

  • Atmospheric Disturbance Clause

  • Aircraft or Arial Devices falling there from

  • Impact (Collision) damage

  • Riot and Strike damage

  • Malicious damage.

This insurance covers all the popular brands of Local and Imported vehicles.

The insured will be indemnified against loss of or damage to the Motor Car and / or its accessories whilst thereon by:

  • Accidental external means.

  • Fire external explosion self-ignition or frost

  • Burglary, house breaking or theft

  • Malicious act/ Riot, strike

  • Flood, hail, wind, hurricane, cyclone, tornado or typhoon

  • Earthquake, volcanic eruption or other convulsion of nature, Whilst in transit.

Private Car And Commercial Vehicle

This insurance covers all the popular brands of Local and Imported vehicles.

The insured will be indemnified against loss of or damage to the Motor Car and / or its accessories whilst thereon by:

  • Accidental external means.
  • Fire external explosion self-ignition or frost
  • Burglary, house breaking or theft
  • Malicious act
  • Riot, strike
  • Flood, hail, wind, hurricane, cyclone, tornado or typhoon
  • Earthquake, volcanic eruption or other convulsion of nature and
  • Whilst in transit by air, road rail inland waterway, lift or elevator

This policy also covers the risk of liabilities of Death, bodily injury or Damage to property of third parties.

This policy also pays to the Insured the reasonable medical expenses. Terms and conditions as per standard policy apply[/vc_column_text][/vc_accordion_tab][vc_accordion_tab title=”Motor Cycle Comprehensive Policy”][vc_column_text]This insurance covers all the popular brands of Local and Imported Motor Cycles.

The Insured will be indemnified against loss of or damage to the Motor Cycle by

  • Accidental external means
  • Fire external explosion self-ignition or frost
  • Burglary, house breaking or theft
  • Malicious act
  • Riot, strike
  • Flood, hail, wind, hurricane, cyclone, tornado or typhoon
  • Earthquake, volcanic eruption or other convulsion of nature and
  • Whilst in transit by air, road rail inland waterway, lift or elevator

This policy also covers the risk of liabilities of Death, bodily injury or Damage to property of third parties. Terms and conditions as per standard policy apply

This insurance covers all the popular brands of Local and Imported vehicles.

The insured will be indemnified against loss of or damage to the Motor Car and / or its accessories whilst thereon by:

  • Accidental external means.

  • Fire external explosion self-ignition or frost

  • Burglary, house breaking or theft

  • Malicious act/ Riot, strike

  • Flood, hail, wind, hurricane, cyclone, tornado or typhoon

  • Earthquake, volcanic eruption or other convulsion of nature, Whilst in transit.

Motor Cycle Comprehensive Policy

This insurance covers all the popular brands of Local and Imported Motor Cycles.

The Insured will be indemnified against loss of or damage to the Motor Cycle by

  • Accidental external means
  • Fire external explosion self-ignition or frost
  • Burglary, house breaking or theft
  • Malicious act
  • Riot, strike
  • Flood, hail, wind, hurricane, cyclone, tornado or typhoon
  • Earthquake, volcanic eruption or other convulsion of nature and
  • Whilst in transit by air, road rail inland waterway, lift or elevator

This policy also covers the risk of liabilities of Death, bodily injury or Damage to property of third parties. Terms and conditions as per standard policy apply

This insurance cover’s the cargo which is being imported to or exported from Pakistan.The cargo can be insured on limited or comprehensive basis.
There are three levels of covers available; Institute Cargo Clauses ‘A’ This covers all risks of loss or damage to cargo being transported by sea or by air. Institute Cargo Clauses ‘B’  This is the intermediate level of cover which provides coverage against loss or damage to the cargo against following perils

  • Fire or explosion

  • Vessel being sunk, grounded or capsize.

  • Collision of vessel or conveyance.

  • Discharge of cargo at port of distress

  • Earthquake, volcanic eruption or other convulsion of nature, Whilst in transit.

This insurance cover’s the cargo which is being imported to or exported from Pakistan.The cargo can be insured on limited or comprehensive basis.
There are three levels of covers available; Institute Cargo Clauses ‘A’ This covers all risks of loss or damage to cargo being transported by sea or by air. Institute Cargo Clauses ‘B’  This is the intermediate level of cover which provides coverage against loss or damage to the cargo against following perils:

  • Fire or explosion
  • Vessel being sunk, grounded or capsize.
  • Collision of vessel or conveyance.
  • Discharge of cargo at port of distress
  • Earthquake, volcanic eruption or lightning.
  • General average sacrifice.
  • Jettison or washing overboard.
  • Damage to cargo due to entry of sea, lake or river water into vessel or craft.
  • Total loss of any package lost overboard or dropped while loading to or unloading from vessel or craft.

Institute Cargo Clauses ‘C’  This is the basic level of cover which provides coverage against loss or damage to the cargo against following perils:

  • Fire or explosion.
  • Vessel being sunk, grounded or capsize.
  • Collision of vessel or conveyance.
  • Discharge of cargo at port of distress.
  • General average sacrifice.

This insurance covers the cargo which is being transported from one place to another in Pakistan.
The cargo can be insured on limited or comprehensive basis under following covers. Road/Rail Cargo Clauses ‘A’ This covers all risks of loss or damage to cargo. Road/Rail Cargo Clauses ‘B’ This provides coverage against loss or damage to the cargo against following perils

  • Fire or Explosion.
  • Overturning or derailment of land conveyance.
  • Collision or contact of conveyance with any external object other than water.
  • Breakage of bridges.

Terms and conditions as per standard policy apply[/vc_column_text]

UBL Insurers Limited provides its Corporate Clients with the standard Health Insurance Policy. Our Health Cover has an enhanced cover limits on economical premium. Our experienced Health team is ready to serve you with highly qualified TPA arrangements on an affordable price.
UBL Insurers Limited provides its Corporate and Individual Clients with Travel policy which Also Cover Hospitalization and Medical Espenses.
Our Traveler Insurance protects your from additional expenses in terms of Medical & Hospitalization while you are travelling anywhere in the world. This product with Online Claim Settlement feature and 24/7 worldwide assistance has been one of best travelling partner while planning a trip abroad.