Cover to protect your business from claims made against you for your alleged professional negligence when the client has suffered a financial loss. Cover can be obtained for a wide range of professions including IT consultants, accountants, consulting engineers, employment agencies, management consultants plus many more, subject to the completion of a proposal form.
Public and Products Liability
Public liability – insurance covers your legal liability to pay damages to members of the public for death, bodily injury or damage to their property that occurs as a result of your business activities. It also covers legal fees, costs and expenses such as representation at any coroner’s inquest, fatal accident enquiry or other court hearing because of an accident.
Products Liability – If you make, repair or sell products, you could be held legally liable for damage or injury arising from defects in their design or manufacture even if you have not been negligent. Product liability insurance covers you in these circumstances up to a maximum amount each year.
This Policy offers coverage against any legal liabilities of the employers arising out of and in the course of employment as per workmen compensation Act, Fatal Accident Act, or at Common Law.
Fidelity Guarantee Insurance
This Policy offers coverage to the employer for pecuniary loss due to fraud or dishonesty committed by the employee.
Directors and Officers Liability
The introduction of new legislation and changes to corporate governance has increased the personal responsibilities of a director. Under statute law there are an ever-increasing number of duties and responsibilities imposed – a breach of which could lead to an individual being personally prosecuted. The need for this cover has never been more important for the protection of a company Director or Officer.
Terms and conditions as per standard policy apply